Rick Torres, Solvang Auto Insurance Provider, Releases Tips For Lower Auto Insurance Rates 

–The cost of auto insurance is a necessary expense but that doesn’t stop people from looking for ways to lower the bill. Unfortunately, too many reduce critical coverage, and State Farm auto insurance agent in Solvang, Rick Torres says, “There are better ways to reduce the cost and still keep important levels of coverage.”

Along with considering things such as a safe driving record, the type of car, citation and arrest-free driving there are a number of ways to reduce the cost of auto insurance. Safe and sober driving is highly important, not only for personal safety but because clean driving records are often rewarded by insurance rate discounts. And, think about that dream car. Don’t give up your dreams but is that brand new candy apple red Alfa Romeo Spider the most affordable car at this point in your life?

The best thing to do when looking for ways to reduce car insurance rates is to sit down with your insurance agent and find out what options you have. Here is a summary of possible discounts:

Safe driver discounts

• Accident-free driving discount for at least three years without an accident with an insured vehicle.
• New State Farm customers might qualify for a discount when they have not had an accident or citation for three or more years.
• Ask about a Defensive Driving Course, Driver Training discount, and the State Farm “Steer Clear” program, especially for teen drivers and the Mature Driver Discount

Student discounts

• Good grades can save up to 17-percent for the family’s teen drivers. And, the savings last until the student graduates from college or turns 25.
• Does your college student under the age of 25 only drive the family car when home from college?

Other discounts

• Loyalty Discount for consecutive years insured with State Farm after 3 years. Six or more years can be approximately a 28-percent discount.
• Annual mileage discount program
• Two or more vehicles owned by related members of the same household qualify for a Multi-Car Discount.
• “Bundling,” or multiple-lines of insurance with the same company qualify for an overall discount for all of those insurance costs.

Give the Rick Torres State Farm Agency in Solvang a call about auto insurance or any other insurance need. The office is open 9 a.m.-5 p.m. Mon-Fri and Saturday and after hours by appointment.

This press release is by San Luis Obispo SEO company Access Publishing, 607 Creston Road, Paso Robles, CA 93446, (805) 226-9890.